Pharmacy Underwriting Development Program (Finance)

Make an impact. Grow your expertise. Help shape the future of healthcare.

Looking for your first full-time role where you can apply your problem-solving skills, grow fast, and make a real impact? Join The Cigna Group's Pharmacy Underwriting Development Program and launch your career in a high-impact, fast-paced environment that blends finance, healthcare, and strategic decision-making.

As a Risk & Underwriting Senior Analyst, in our Pharmacy Underwriting Development Program (PUDP), you'll support pricing and underwriting strategy for pharmacy benefits solutions, helping to shape competitive financial offers that drive revenue growth while managing financial risk. You'll work closely with Sales and Account Management teams, contribute to business-critical proposals, and support analyses that directly influence client outcomes and enterprise profitability.

What You Can Expect from the PUDP Experience

Our robust training class will teach you the ins and outs of Pharmacy Benefits Management (PBM) an essential part of the healthcare system. After training - you'll contribute to a wide range of underwriting and strategic pricing activities, including:

• Developing Pricing Strategies: Collaborate with Sales and Account Management to create competitive pricing for new and renewing business, including Request for Proposals (RFPs), direct offers, and market checks.
• Conducting Financial Impact Analyses: Provide support on ad hoc requests to evaluate financial impact of changes such as formulary adjustments, retail network updates, or specialty drug arrangements.
• Supporting Contract and Install Processes: Assist with financial aspects of client contracting and onboarding, ensuring consistency and alignment with pricing standards.
• Collaborating Across Teams: Work with internal partners, including Product, Network, Clinical, and Legal to deliver company aligned and compliant financial solutions.
• Supporting Strategic Planning: Contribute to the development of forecasts, budgets, and strategic initiatives by analyzing financial trends related to rate relief, pass-through shortfalls, and gross margin projections.

You'll be immersed in the Pharmacy Benefits Management (PBM) space, gaining knowledge of our industry-leading products and services while building the technical and professional skills needed to grow within the organization.

Qualifications:

We're seeking curious, driven individuals who are eager to learn, grow, and lead.Thisis a great opportunity for recent graduates or those early in their careers who are excited to apply their academic knowledge in a real-world setting.

• A bachelor's degree is required. Preference for the following major and/or minors are preferred: Risk Management, Economics, Statistics, Mathematics, or Finance
• Relevant internship in related field preferred ( Risk Management, Economics, or Finance or similar )
• Preferred GPA of 3.0 or higher
• Strong analytical and mathematical capabilities
• High comfort level working with data and Excel
• Excellent verbal and written communication skills
• Strong decision-making skills and attention to detail
• Ability to manage multiple priorities in a fast-paced setting
• Collaborative mindset and ability to build strong internal partnerships
• Eagerness to learn, grow, and contribute to a team-oriented environment
• Problem-solverwith a customer-focused mindset
• Strong business acumen with leadership, and innovative thinking

This role is designed to support your transition from academia to industry.

Additional Requirements:

• Start Date: July 20, 2026
• Location:This is a Hybrid position out of Bloomfield, CT; Philadelphia, PA; Franklin, TN; Chattanooga, TN; Morris Plaines, NJ; Saint Louis MO; or Bloomington, MN. A Hybrid position means that you will be expected to work in-person for at least 3 days (Tuesday, Wednesday and a day of your choice) at your assigned office location, with flexibility to work at home for balance of time.
• Work Authorization:This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM, etc., now or in the future.
• Timeline: Our recruitment process consists of several rounds including a recruiter phone screen and up to 3 rounds of interviews. The job application windowwill close mid-October or once all roles are filled.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 56,700 - 94,500 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group .

About The Cigna Group

Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we're dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.